Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Sole Proprietorship, LLC or Corporation? Minimize your Tax Liability Legal Entity

Should your business be a sole proprietorship, a partnership, an LLC, or a corporation (and if corporation, what type, "C" or "S"?).  Most businesses are the entity the business started as and have never changed.  But the economy, and the tax laws have changed over time.  Your business may need to change as well. Don't be a "C" corporation just because that's what you have always...

Money Tight? Seven Ways to Stretch Your Paycheck

Does it seem that whenever you are trying to save money, a big unexpected expense pops up? Most people feel the same and it's especially hard when they aren't mindful of how they spend their money. But if you look carefully at your current expenditures and itemize all of your expenses, you can start focusing on ways to get the most out of your paychecks....

Why Consumers Prefer to Work with Independent Agents over Buying Direct

Research shows that many consumers who use direct insurance return to using independent agents for the value they offer. In many cases, they are initially enticed to leave their independent agents by the lower prices direct companies offer. Researchers found that almost 60 percent of the participants in the survey who had bought insurance through a direct channel had reported going back to using independent...

Are You Properly Protected Against the Uninsured Driver?

THE CHANCES of being hit and injured by either an uninsured or an underinsured driver are significant. Either of these situations can create a significant burden for you: If the driver is uninsured, any damage to your car and any injuries will not be covered by the liable party. If the driver is underinsured, his or her policy may not be sufficient to cover the...

How to Stay Sane if You Are Isolating

As more and more of us are being told to either self-isolate with our families or self-quarantine under doctor's orders, we are spending almost all of our time at home, inside. Some of us will get cabin fever, especially those who live alone. Thanks to technology though, you can do different things to keep up socially with your friends and family. And there are also...