Are You Properly Protected Against the Uninsured Driver?
Posted: April 27, 2020
THE CHANCES of being hit and injured by either an uninsured or an underinsured driver are significant. Either of these situations can create a significant burden for you: If the driver is uninsured, any damage to your car and any injuries will not be covered by the liable party. If the driver is underinsured, his or her policy may not be sufficient to cover the...
Buying a Motorcycle? Make Sure You Secure the Right Coverage
Posted: March 13, 2020
If you are one of the Americans who have purchased a motorcycle in the last 10 years, you're clearly far from alone: Ownership has risen steadily in the past decade and over 13 million people across the U.S. are now riding motorbikes. And of that total, nearly 20% of all riders are women. Just as for car drivers, motorcycle riders are required to secure insurance and you want...
Common Insurance Myths Americans Should be Aware Of
Posted: February 14, 2020
Two of the most common myths about insurance are that red cars cost more and that houses should be insured for their real market values. However, red cars do not cost more, and houses should be insured based on how much it would cost to reconstruct them. This cost could vary greatly from one area of the country to another, which means some homeowners are...
Tips for Driving Defensively During Deer Season
Posted: October 4, 2019
Drivers across the country must take extra precautions on the road during deer mating season. Deer are more common in some parts of the country than others. They are often sighted near creeks, rivers, lakes and areas with trees. The likelihood of a collision with a deer during mating season is higher because all deer are more active then and wander onto roadways more often....
Do You Need an Umbrella? Here Are Some Things to Consider
Posted: August 9, 2019
Standard auto, homeowner's and boat insurance policies cover liability a person may have for injuries or property damage suffered by someone else. Insurance companies design them to cover accidents for which the insured person may owe tens or even hundreds of thousands of dollars. However, sometimes the person may be responsible for an accident so catastrophic that the damages are $1,000,000 or more. To cover...