Tag: Auto Insurance

Do You Need an Umbrella? Here Are Some Things to Consider

Standard auto, homeowner's and boat insurance policies cover liability a person may have for injuries or property damage suffered by someone else. Insurance companies design them to cover accidents for which the insured person may owe tens or even hundreds of thousands of dollars. However, sometimes the person may be responsible for an accident so catastrophic that the damages are $1,000,000 or more. To cover...

Five Reasons You Might Want to Get Under an Umbrella

Umbrella insurance policies can be an important feature of personal financial plans. They provide additional insurance that takes over when a claim uses up all of the homeowner's or auto insurance. They even cover some losses that home and auto insurance do not cover, though the policyholder must pay a small deductible for them. They provide insurance amounts as low as $1,000,000 and may provide...

Insuring Your Student Away at College

Sending a child off to college is always an exciting and anxious time for parents. They worry about their child's safety, whether she has everything she needs, how she'll get along with her roommates, and whether she's ready for independent living. Between making sure that textbooks and supplies have been purchased, tuition bills paid and course registrations completed, it's natural that parents won't think about...

Adult Children on Your Policies Can Create Coverage Gaps

These days, many families are assisting their adult children financially far longer than parents of earlier generations. And that kind of support for college, and sometimes basic survival, can create insurance coverage gaps for the adult child that can be a major risk to their parents' financial wellbeing. If you have an adult child who is still financially dependent on you in some way, it's...

Get Insurance for your Kids in College

Back in the day kids showed up to their college dorms with not much more than the clothes on their backs and a couple of suitcases, maybe a small stereo. A generation ago, laptops were nearly unheard of in college dorms. Obviously, those days are over. Today college students rely on a small arsenal of laptops, tablets, smart phones and other valuable electronic devices -...