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Tag: Homeowners

Five Reasons You Might Want to Get Under an Umbrella

Umbrella insurance policies can be an important feature of personal financial plans. They provide additional insurance that takes over when a claim uses up all of the homeowner's or auto insurance. They even cover some losses that home and auto insurance do not cover, though the policyholder must pay a small deductible for them. They provide insurance amounts as low as $1,000,000 and may provide...

Old Plumbing? Make Sure Your Insurance Will Let You Replace to Code

This winter, too many building owners will get caught by surprise: They'll have pipes burst in the cold, doing tens of thousands of dollars in damage. They'll get estimates to repair. They'll file a claim with their property insurance company - only to find out that their policy will only cover a fraction of their costs. The problem: Insufficient coverage for building code upgrades. Here's...

Get Insurance for your Kids in College

Back in the day kids showed up to their college dorms with not much more than the clothes on their backs and a couple of suitcases, maybe a small stereo. A generation ago, laptops were nearly unheard of in college dorms. Obviously, those days are over. Today college students rely on a small arsenal of laptops, tablets, smart phones and other valuable electronic devices -...

Facebook Follies: Will Your Insurance Help If You Say the Wrong Thing?

Social networking Web sites, such as MySpace, Facebook and LinkedIn, are growing increasingly popular with young people and adults alike. These sites allow people to reconnect with old friends and colleagues and to make new connections. However, as with most other Web sites, these sites allow the posting of communications that the posters may come to regret. These posts can cause hard feelings and may...

Hiring a Contractor? Make Sure They're Insured

When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutting corners - and one of the top ways for them to do this is in the insurance they carry, or...